Health Insurance Solutions You Have Been Searching For
Health Plans, Group Voluntary Plans, Level Funded Company Plans,
Custom AD&D, Captives, Individual Health Plans, and
Lower-Cost Alternative Strategy Plans
Group and Individual Life Insurance
Customized Health Insurance Plans
Finding a solution to ever increasing health care premiums has reached a critical point. Our integrated wellness programs and level funded plans provide transparency and more control over costs. Call us to schedule a time to compare your current carrier plan.
Lower Cost and Lower Renewals
Unwritten for the health of your employees. Removes carrier year over year “trend” increases
Integrated Wellness Engages Employees
Employees can receive deductible credit for wellness activity. Cost free smoking cessation, weight loss and healthy activity programs
Prescription Cost Management
Pharma advocacy helps reduce prescription medication costs which are typically 40% of the health care spend
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Reference Insurance is an employee and non-standard group specialty benefits General Agency based in Dallas (Rockwall) Texas. Join us.
3405 Waterview Trail
Rockwall, TX 75087